All legal Florida residents are eligible for a Homestead Exemption on their homes, condominiums, co-op apartments and certain mobile home lots. The exemption removes $25,000 off the assessed value of an owner-occupied residence and could provide up to another $25,000 additional exemption off assessed value over $50,000. (This additional exemption does not apply to school millage.)
Not only does the homestead exemption lower the value on which you pay taxes, it also triggers the ‘Save Our Homes’ benefit which limits future annual increases in assessed value to 3% or less. The sale of the property, changes in ownership or changes to the property can cause the exemption and benefit to be removed or altered. (When a home is sold, the assessed value increases to market value for the next tax roll.)
You are entitled to a Homestead Exemption if, as of January 1, you have made the property your permanent home or the permanent home of a person who is legally or naturally dependent on you. To be eligible for a homestead exemption, you must own and occupy your home as your permanent residence on January 1. The deadline to timely file for a homestead exemption is March 1. Late filing is permitted through early September. (The deadline for late filing is set by Florida law and falls on the 25th day following the mailing of the Notices of Proposed Property Taxes which occurs in mid-August.)
The below links should be helpful for first‐time homestead applications:
- In St. Johns County, some can be done online, while other filing has to be done in person. You need to follow the directions online:
St. Johns County Homestead Exemption
If you have questions, give them a call at (904) 827‐5500.
- In Duval County, you can find more information and apply online at the following link:
Duval County Homestead Exemption
- In Clay County, you can find a link to the application to fill out ahead of time which you must
deliver to the Property Appraiser here:
Clay County Homestead Exemption
- Nassau County is a bit more difficult than other surrounding counties to file online, so be prepared to file in person. Details here:
Nassau County Homestead Exemption
Also like St. Johns County, they are very responsive to calls at ﴾904﴿ 491‐7300.
- Putnam County applications must be made in person. Their website isn’t as helpful as other counties, but if you follow the links above for other counties, they outline the documentation and qualification requirements. You can also call them with questions at (386) 329‐0286.
- Flagler County is very much like Putnam. To save time driving to the offices in Bunnell, homeowners should just call ﴾386﴿ 313‐4150 with their questions first.
- Armed Forces – Homestead Allowance
- Blindness Exemption
- Conservation Exemption (Land Dedicated in Perpetuity)
- Disability Exemption
- Disabled Veterans Discount/Exemptions
- ‘Granny Flat’ – Assessment Reduction for Living Quarters of Parents or Grandparents
- Historic Preservation Exemption (available through City of Jacksonville)
- Homestead Property Tax Exemption for Surviving Spouse of Military Veteran or First Responder
- Institutional (Non-Profit) Exemptions
- Property Tax Exemption for Deployed Military Personnel
- Senior Citizen Exemption
- Service-Connected Total and Permanent Disability Exemption
- Totally and Permanently Disabled Exemption
- Widow/Widower Exemption
If you are filing for a homestead exemption and had a previous homestead in the state of Florida in either of the two tax roll years preceding the year for which you are filing, you may be eligible for Portability. Portability allows you to transfer the ‘Save Our Homes’ benefit from a previous homestead to a new homestead to lower your assessed value. This is not a transfer of your previous homestead exemption. You must file separate applications for homestead exemption and portability. The deadline to file timely for Portability is also March 1.
To ease the burden on taxpayers, the Property Appraiser automatically renews homestead exemptions. If there have been no changes to the property or changes in ownership or use, and the homesteaded property is still your primary residence, your Homestead Exemption will be automatically renewed each year on January 1st. In January, you will be mailed a RENEWAL CARD identifying the property and owner possessing the exemption. Keep the card as your receipt.